Reconsolidating student loan
The Direct PLUS Loan Application provides the school information needed to create your Direct PLUS Loan.
You should verify with the school's financial aid office that this is the process they want you to use; some schools may have their own Direct PLUS Loan process.
Provide a statement that contains an explanation of your extenuating circumstances and the documentation applicable/appropriate to support your claim.
The Secretary is able to use discretion and, based on your circumstances, consider whether extenuating circumstances allow you to qualify for a loan.
If you have previously completed either a Direct Loan MPN or a Direct PLUS Loan Application, some of this information may be populated for you.
You should review all populated information carefully for accuracy..
To obtain an accessible PDF version of the Endorser Addendum for a Federal Direct PLUS Loan Master Promissory Note (MPN), contact the Student Loan Support Center via Phone, Email, or Live Chat.
Check with your school's financial aid office to be sure that the exit counseling available on this Web site satisfies its requirements for exit counseling. It also explains the terms and conditions of your loan(s).You should review all populated information carefully for accuracy.A Direct PLUS Loan borrower with an adverse credit history may still receive a Direct PLUS Loan if he/she obtains an endorser who does not have an adverse credit history and the borrower completes PLUS Credit Counseling.Charged Off Account:  Any account (open or closed) that has been charged off (written off) during the two years preceding the date of the credit report with a balance greater than zero.
Collection Account:  Any account (open or closed) that has been placed in collection during the two years preceding the date of the credit report with a balance greater than zero.
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