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Below are the types of companies that were willing to report on my behalf: Keep in mind, however, that no company is required to report your payments, on-time or not, and many utility companies won’t.

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So I made a list of every company I paid monthly, contacted the companies, and asked them to report my payment history to the credit bureaus.Order your reports, print a copy, and start reviewing.Look for the big errors first, things like accounts that don’t belong to you, paid balances that are showing as unpaid, and credit limits that are reported incorrectly.Today, I fall into the 800-850 range, shared by 18.3 percent of the U. It wasn’t easy, but I learned a few tricks to boost a credit score quickly along the way. Your first step: Order a copy of all three credit reports from the major players – Equifax, Trans Union, and Experian.